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shreyaakapoor
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Shreyaa Kapoor
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A
lot
of
people
are
unaware
of
the
fact
that
when
you
take
a
loan
amount,
in
the
initial
years,
majority
of
the
payment
is
only
going
towards
the
interest
component
of
the
EMI
instead
of
the
principle,
which
means
that
in
a
lot
of
cases
you
end
up
paying
even
more
in
interest
than
normal
principle
amount.
🫠
To
decrease
the
interest
amount
liability
the
only
way
is
to
either
decrease
tenure
of
loan
or
increase
EMI.
A
simple
way
to
do
that
is
to
just
increase
your
annual
EMI
by
5%-
10%
every
year.
🙌🏼
If
you
do
so
a
potential
40
Lakh
home
loan
of
25
years
can
be
paid
of
in
10.5
years!
🤯
A
few
things
to
keep
in
mind
-
banks
might
charge
a
prepayment
charge
but
in
a
floating
rate
interest
loan
that
also
isn’t
charged!
🌱
.
.
#loantips
#homeloan
#personalfinance
#financetips
#financegoals
#Money
#MoneyMatters
#HipiMoney
#HipiFinance
#HipiFunds
#FinancialTips
#HipiFinance
#FinanceonHipi
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